Independent. UK.

Card processing, on your terms.

We’re the consultancy merchants call when their processor stops feeling like a partner. Independent advice, Clover hardware, ecommerce gateway optimisation — and rate guarantees in writing.

Avg. saving
25–45%
Market
UK
Lock-in
None
Clover Flex handheld payment terminal

What you get

Better rates, better service, better tech.

Independent, not tied

We don’t work for one acquirer. We compare across the market and recommend what’s actually right for your turnover, risk profile and tech stack.

Real savings, in writing

Average client saves 25–45% on processing costs. Whatever rate we agree, we contractually guarantee not to raise it for the duration of your contract.

Clover-certified hardware

Authorised Clover partner with full setup, training and ongoing support. Duo, Mini, Flex — we’ll match the device to how your floor actually runs.

In-person payments

Clover terminals, sized to your floor.

Clover Duo

Clover Duo

Customer-facing screen, full POS, built for busy counters.

Clover Mini

Clover Mini

Compact countertop terminal that scales like a full POS.

Clover Flex

Clover Flex

Handheld, 4G/LTE, 8-hour battery — payments wherever you are.

Ecommerce

Three ways we lower the cost of your online checkout.

Shopify cost reduction

Move off Shopify Payments to a mainstream acquirer. 25–45% saved on average.

Processor change

Keep your gateway, switch your acquirer. A simple MID change, no downtime.

Gateway change

Better service, dedicated account managers, higher checkout conversion.

What clients say

Quietly competitive. Loudly honest.

Placeholder quotes — to be replaced with real, attributed testimonials.

They pulled apart our statement, found a 38% saving, and had us on Clover Flex inside two weeks. No drama.

Independent café group

Hertfordshire, UK

We were paying Shopify Payments by default. Switching saved us close to a third — and the gateway is genuinely faster.

DTC fashion brand

£3M GMV ecommerce

The rate-guarantee clause is the bit nobody else does. Felt like the first honest conversation we’d had about fees in years.

Multi-site restaurant operator

London & Manchester

Are you a payments agent?

Higher residuals. Real merchant support. No rate-creep.

We pay competitive upfront commission, guarantee residuals while you’re active, and contractually agree not to raise your merchants’ rates during the contract term.

See partner terms

Bring us a recent statement. We’ll show you the saving.

No forms, no commitment. Send a recent merchant statement and we’ll come back with a like-for-like quote within one business day.