Legal

Terms of use

Last updated: 10 May 2026.

About this site

This site is operated by The Payments Expert Ltd, a company registered in England & Wales. By using the site you agree to these terms.

Quotes and indicative figures

Any savings figures, rate comparisons or quote estimates shown on this site or generated by our chat assistant are indicative only. They are based on the inputs you provide and on representative rates that may vary by acquirer, scheme, risk tier and merchant category. A binding offer is only made in writing after we’ve reviewed your statement and underwriting information.

Content and intellectual property

Content on this site is owned by The Payments Expert Ltd or used with permission. You may share or quote it for non-commercial purposes with a link back. You may not republish it or use it to imply endorsement.

Third-party trade marks

Clover®, Apple Pay®, Google Pay® and Samsung Pay® are trade marks of their respective owners. References on this site are descriptive only.

Liability

We try to keep information on this site accurate and up to date but make no warranties about completeness or fitness for purpose. To the fullest extent permitted by law, we exclude liability for indirect or consequential loss arising from use of the site. Nothing in these terms limits liability for fraud or for matters which cannot be excluded under English law.

Governing law

These terms are governed by the law of England & Wales and subject to the exclusive jurisdiction of its courts.

See also our privacy notice and cookie policy.